How to Get a Replacement Car Key
Losing your car keys can be a traumatic experience. It can also be expensive dependent on the type of car you have.
The most efficient way to obtain an exchange is to contact an auto locksmith. This option is usually cheaper and faster than calling an auto dealer or roadside assistance.
Cost
In the past the loss of car keys wasn't a huge issue. You could go to the local hardware store and have an alternative key made. However, today, it's more complicated and expensive. It's because cars are more technologically advanced, and their keys are as well. While this can make the keys more secure from theft however, they are also more expensive to replace.
The cost of replacing keys for a car that have been lost will differ based on the year, model and model of your car. Many newer vehicles have keys with transponders to prevent theft. cost of replacement car keys must be paired with your vehicle, which typically requires a locksmith or a dealership. The cost will vary depending on the type of car you own however, it could be as high as $200.
Modern cars also come with laser-cut key that must be programmed with a specific machine available only at dealerships and specialist auto locksmiths. The cost of keys for this kind of lock is as high as $100.
The location of your house will also affect the cost. If you're located in a remote area it is likely that you will have to pay a premium for service because the tow truck or locksmith must travel a long distance get there. A locksmith may also charge extra for work that is done on weekends, holidays or after hours.
You can lower the cost of replacing keys to your car by keeping a spare one at the house or in your wallet. Keep your vehicle's registration or title documents on you. These will be required to prove ownership if you need to contact the dealership to request a new key. You can also call your roadside assistance service. You may be able get temporary replacements based on the conditions and terms of your roadside assistance service.
Time
It can be very frustrating to lose your car keys, however it's important not to be in a panic. Take a moment to look for your keys to your car in obvious places like your pocket or purse. Then, revisit your day to determine the places you may have left keys. This will help you remember if lost them, or if they are still in your car. If you can't find your car keys, it may be time to find an alternative.
Most newer cars have a remote key fob that utilizes a code to unlock and start the car. This kind of key needs to be reprogrammed so that it works with your vehicle. This is typically the responsibility of a professional. Contact an auto locksmith to determine if they can handle this, and you'll be required to provide evidence of ownership.
The traditional metal keys are more easily replaced than remote fobs for keys. They are completely mechanical and easy to duplicate. A local locksmith can replace your lost key on right on the spot. The locksmith can also duplicate your ignition cylinder however, this comes at a cost. If you'd like to create copies of your old keys for your car, visit a hardware store that specializes in automobiles and get them made quickly and inexpensively.
If your car keys begin to look worn out, you should consider replacing them. The teeth on the keys and the lock cylinder can be worn down by regular use, making it difficult to align them correctly with one another. If the key begins to get stuck inside the lock, it's a sign that it is time for a replacement.
The dealer may need to program the key if you have the latest model or high-end car. This is a complex job that is costly and take a considerable amount of time to complete. Depending on the make of your car, you may be able to have the procedure covered by your car warranty or insurance.
Accessibility
Even if you're a seasoned driver, it's still possible to lose your car keys. This can be a major hassle especially at the worst time such as when you are at the supermarket or at the gas station and need to get back home. There are a variety of options to replace your lost key. You can contact your insurance provider or find a locksmith in your area or call roadside assistance.
You'll first need to determine the type of key you have. It's important to know that different cars have different keys. Some keys are old-fashioned and only lock using the key cylinder. Others include an electronic chip that communicates with the vehicle to open doors and also start the car. Some of these keys can be replaced with an auto locksmith, but you may have to visit a dealer to purchase one from the manufacturer if it is smart key.
You should first read the manual, or call the dealer to get instructions on how to program the key to your car. You'll need proof that you own the vehicle and wait for a few more days for the dealer to make an order for a replacement. This procedure could also require you to take your vehicle to a locksmith or other service provider to have it programmed, which isn't the best option for those on tight schedules or who have a limited mobility.
If you have a spare key, the process will be much easier. You can buy a replacement car key online at a cost that is affordable based on the type of car you own. If your keys have an electronic transponder or key fob, then you'll need to consult a licensed expert in order to program and replace them. Based on the make and model it may be necessary to take it at the dealer, or pay a locksmith to replace the key.
Another way to get an updated car key is by using a Bluetooth tracker. These small devices attach on your keyring, and emit a signature which can be read by a mobile phone that has an app installed. The app will show you the location of the key, so you can find it if you need to.
Insurance
In general insurance for cars does not cover keys that are lost. There are exceptions. Some of the top car insurance companies committed to customer satisfaction provide add-on coverage for things like lost keys. This is usually an additional cost, but it may be less expensive than having to pay out-of-pocket for replacement costs for keys.
If your car insurance covers keys lost is contingent on the specific policy and deductible. The majority of traditional metal keys can be easily replaced however it can be more difficult if you have an electronic fob or smart key. These keys are laser-cut and use chips that send a signal to your vehicle. They are therefore more difficult to replace than keys made of mechanical. Furthermore, these kinds of keys are more expensive due to the fact that you'll have to pay for a locksmith as well as the cost of the new key.
Consider using an auto club service or roadside assistance to save money in the event of replacing a lost key. These services can provide locksmiths with reduced rates and even pay the cost of the purchase of a new key. Some of these companies offer emergency lockout service, which is useful when you are in a hurry and need to travel.
You can also contact your car dealership to find out if they can help. Locksmiths are typically available at all dealerships and could be able to create keys for you at reasonable prices. However when the dealer needs to purchase a new key for your vehicle it could take a few days to receive. Keep all receipts and documents, whichever method you choose. This will allow you to file a claim if needed with your insurance company.
Although it's not a pleasant experience losing your car keys can happen to anyone. There are ways to avoid the costly consequences. While the cheapest and fastest way to replace your lost car keys is to contact an authorized locksmith in your area but it is crucial to weigh the financial advantages against the time and the possibility of deductible payments prior to making a claim with your insurance company.